85 County Road 265

Cullman, AL
$ 369,900 Beds 3 Baths 2 Sq 1,586 Virtual Tour
Monthly Estimate* How much can I afford?

100% financing may be available for qualified buyers through USDA eligibility. Potential 0% down! Completely renovated 3-bedroom, 2-bath seasonal waterfront home on Smith Lake in Lakewood Landing on Simpson Creek. This almost-move-in-ready home features a new roof, fresh paint, new tile, and new carpet throughout. The kitchen has been completely renovated with all new appliances, while both bathrooms have also been fully renovated with beautiful modern finishes. The open floor plan offers a spacious den with atrium-style ceilings, a large dining area, and a functional galley kitchen tucked away from the main living space. A mudroom and laundry room lead to the two-car garage. Enjoy the covered deck with vaulted ceilings, new deck boards, and renewed stairs leading down to the swim dock. Located on paved roads in an established neighborhood, this home offers convenient, easy access.

Single Family

  • Price
  • $ 369,900
  • City
  • Cullman
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CULLMAN
  • Half Bathrooms
  • 0
  • Area
  • Cullman County
  • Lot Size
  • 0.67 Acres
  • Zip
  • 35057
  • Sqr Footage
  • 1,586
  • Year Built
  • 1999
  • Style
  • MLS#
  • 21457903
Listed By: Magnolia Real Estate Group LLC
Data Source: Greater Alabama MLS (GALMLS)

Features

General

Heating Central (HEAT)
Cooling Central (COOL)
Laundry Y/N Yes
Development Status Existing
Garage 2
Water Public Water
Status Active
Full Baths 2
Bathrooms 2
Year Built 1999
Subdivision LAKEWOOD LANDING
Water Heater Electric (WTRHTR)
View Lake/Water View
County Cullman
Class RESIDENTIAL
Type Single Family
FIPS Code 01043
Features Fishing,Water Access
Levels 1-Story
Status Active
Tax District CULLMAN
Subdivision AL
Sale/Rent For Sale
ROOMS Bedroom (ROOM),Full Bath (ROOM),Kitchen (ROOM),Laundry (ROOM),Living/Dining (ROOM),Master Bath (ROOM),Master Bedroom (ROOM)
Area Cullman County
Primary City Cullman
High School GOOD HOPE
City CULLMAN
Financing Cash,Conventional
Elementary School GOOD HOPE
Middle School GOOD HOPE
Legal Description LOT 5 LAKEWOOD LANDING SUB 1ST ADD
DOM 60
Postal Code 35057
Price Per Sq Ft Total AG 233.23

Interior Features

Interior Amenities Bay Window,Split Bedroom
Beds 3
Floors Carpet,Hardwood,Tile Floor
LAUNDRY LOCATION Laundry (MLVL)
Attic Pull-Down
KITCHEN EQUIPMENT Dishwasher Built-In,Oven-Electric,Refrigerator,Some Stainless Appl,Stove-Electric
Room 1 Living/Dining
Room 2 Kitchen
Room 3 Master Bedroom
Room 4 Master Bath
Room 5 Bedroom
Room 6 Bedroom
Room 7 Full Bath
Room 8 Laundry

Exterior Features

Exterior Siding-Other
Foundation Crawl Space
Waterfront Yes
Waterfront Name SMITH LAKE
Lot Size Area 0.67
Patio? No
Exterior Features None
Pool? No
Flood Plain (Y/N) No
SEWER/SEPTIC Septic
Waterfront Footage 50

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cullman, AL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Good Hope Elementary School
Middle School Good Hope Middle School
High School Good Hope High School

Price History

7/2/2026 Listed $369,900

Property vs Zip Code Average in 35057

Price
AVG $660K
$370K
Year Built
AVG 1997
1999
Visits
AVG 52
33
Data Provided by Inside Real Estate®

85 County Road 265 Cullman, AL is a Single Family Home for sale at $369900 with 1586 sqft and a lot size of 0.67 Acres Acre(s). 85 County Road 265 Cullman has 3 bedrooms, 2 baths and was built in 1999. The property's zip code is 35057 which is in Cullman, AL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.